The Help to Buy mortgage guarantee no longer necessary
Thursday, October 6, 2016
The Government Help to Buy Mortgage Guarantee scheme (Help to Buy Two) was first launched in October 2013, with the aim of increasing the availability of high loan-to-value mortgages and providing a much needed boost for First Time Buyers...
The recent cut in the Bank of England base rate may have come as welcome news for many mortgage holders, but for savers it has been yet another hit on their returns. There is light at the end of the tunnel however. At times when homeowners are...
The UK residential property market continues to confound the analysts, as sales and prices hold up relatively well in the first full month after the Brexit referendum. The last four weeks saw a 1.2% (£3,600) fall in the average price of...
With increasing house prices, higher deposit requirements and stricter affordability tests, it is no surprise that First-Time Buyers are choosing to take their mortgages over a longer period of time. Loans have traditionally been taken over 25...
Brexit is now over four weeks’ past, yet the residential property market is still searching for its mojo.
Since the historic vote, Theresa May was appointed PM ahead of expectations, England appointed a new football manager, and Andy...
City living and city cycling go hand-in-hand. Choosing cycling over driving will not only reduce your carbon footprint but you will also arrive to work energetic and carefree, having avoided that frustrating peak hour’s traffic. Since most...
For today’s First Time Buyers, one of the biggest challenges involved in trying to get a foot on that elusive property ladder is raising the deposit.
With house prices seemingly on the increase all the time, even getting...
Two weeks on, and the world (or at least the UK) seems to be getting to grips with the implications of our historic vote. The trains and buses are running as usual, cash dispensers are still working, and some of the frankly wild speculation is...
The team were awesome throughout all aspects of the house purchase (Wendy, Nikki & Tom) especially as we needed a quick completion (under a month from viewing to moving in). Every question was answered and they were always super responsive and never left us hanging. I would thoroughly recommend from the purchase side and therefore from the selling side, as assuming the vendors of the property we purchased were thankful for a quick turnaround too. Thank you team H&O.
Trevor Olney-Jones
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Highly recommended!
Holland and Odam offer an honest, friendly, speedy and effective service. They are very well established, cover a wide area, and have an extensive team of expert advisers who will bend over backwards to assist.
Having worked with them for several years, I can say that Holland and Odam are a pleasure to work with.
Ian Threlkeld
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Jack at Holland and Odam recently helped me sell my house, and I couldn’t be happier with the service! From start to finish, he was professional, knowledgeable, and genuinely invested in achieving the best outcome. Jack kept me updated every step of the way, answered all my questions patiently, and his expertise in the local market ensured we achieved a fantastic price. The whole team at Holland and Odam were efficient and friendly, making what can be a stressful process feel smooth and straightforward. Outstanding service!
Daniel Lee
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We had a fantastic experience throughout the sale process with the Holland & Odam team. Their communication and approach was invaluable and all aspects of the services provided were delivered professionally and to a high standard. Thank you for all your help and guidance.
Paolo Del-greco5
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My sisters and I found Holland and Odam’s approach as estate agents excellent. They were friendly and approachable . Very professional keeping us informed at every step of the process. Good communication throughout the sale of the house. I would throughly recommend their services.
